Trading / MSME
A family trading business, ready for its working-capital facility
The situation
A family-run dry-fruits trading business in generational transition: the GST registration, banking relationships and documentation all reflected the previous generation, while the business needed a working-capital facility to grow under the new one.
Our diagnosis
The lending decision was never going to be about the business's health — it was healthy. It was about whether the paperwork told that story coherently: succession reflected in registrations, GST transferred correctly, and books a lender could read without a translator.
What we did
—Managed the GST transfer through the succession, keeping the business filing-compliant throughout
—Brought documentation and books to lender-ready standard
—Prepared and supported the MSME working-capital application end to end
Where it landed
The facility was secured. The business now operates under the new generation with registrations, books and banking that match reality — which is what made the lender's yes possible.
What was delivered
—GST registration transferred through generational succession with no compliance gap
—MSME working-capital facility secured
—3 areas brought current together: GST, banking documentation, loan application